Invest in Government Retail Treasury Bonds conveniently with PayMaya
by 
Filipinos can now invest in Gov’t Retail Treasury Bonds using PayMaya
Individual investors can avail of RTBs in the Bonds.Ph app using their PayMaya accounts
The saying “Saving for the rainy days” has showed which of us has been financially stable during this Covid19 Pandemic. This unprecedented calamity has taught us the need to be financially literate on how to deal with money – either saving or investing.
Maintaining a savings account with your bank is a good start. But if you’re more financially aggressive and want a better interest rate with your money, investing might be for you.
Digital financial services leader PayMaya has extended its financial inclusion mission into the retail investing space with the government’s upcoming Retail Treasury Bonds offering.
Partnering with Bonds.Ph, a new online investment platform powered by the Philippine Digital Asset Exchange (PDAX), it will now allow small individual investors to avail of the government’s next Retail Treasury Bond (RTB) offering using their PayMaya accounts.
To spread investment opportunities among the population, the Bureau of the Treasury has allowed the Bonds.Ph app to offer its newly-issued five-year bonds due 2025 to individual investors. Prospective investors can invest in amounts as low as P5,000 up to an aggregate of P500,000.
PayMaya account holders can easily add funds to their Bonds.ph accounts using their PayMaya-registered mobile numbers, thereby democratizing access to government RTBs even to those who do not yet have a bank account.
PayMaya account holders simply need to download the Bonds.Ph app from the App Store for iOS users and Google Play Store for Android Users, register and verify their accounts, and easily cash in using their PayMaya-registered mobile numbers.
To add funds to your Bonds.Ph account using PayMaya, simply follow these steps:
- Go to the Cash In section of the app and select Pay with PayMaya. A minimal fee of P5.00 per transaction will apply.
- Choose the amount you want to cash in, then complete the payment process after receiving the payment details in your email.
- Once your account has been funded, choose the bond offering you want to invest in, review the transaction details, and click “Buy”
- The subscription will have an “Awaiting Subscription” status until the final allocation is completed. All orders are considered final upon placement and can no longer be cancelled.
- To check the status of your investment, click the “My Orders” button in the Bonds.Ph app. An email will also be sent to you for the notice of successful purchase of the Bond.
Once the investment has matured, you may also choose to withdraw the proceeds from your Bonds.Ph account straight to your PayMaya account. Simply choose PayMaya as the account where you will cash out your earnings. There is a minimal fee of P5 for every cash out transaction made through your PayMaya account.
To start investing in government RTBs through the Bonds.Ph app even without a bank account, create a PayMaya account today. Simply download the app using this link https://official.paymaya.com/CAK1/425eb133 and register for an account using only your mobile number.
